Before starting your application, you must meet the following criteria.

• Be 18 years of age or older.
• Be a resident of Canada.
• Hold a stable job.
• Receive your salary via direct deposit into a Canadian bank account.
• Have a net income of at least $1,500 per month.
• Not have made a consumer proposal, debt consolidation, or filed for bankruptcy in the last 30 days or plan to make a consumer proposal, debt consolidation, or file for bankruptcy in the next 6 month